FX timelines

Our foreign exchange (FX) schedules tell you everything you need to know to make your conversion on time. As long as you create your conversion before the cut off time given in below table, the conversions would settle on your desired date.

Please be aware that when making FX conversions, the cut-off time of the currency with higher rank will be used. Let’s say you want to buy Australian Dollars (AUD) with UK Sterling (GBP). Australian Dollars (AUD) has a cut off of 13:00, while UK Sterling (GBP) has a cut off of 14:20. Since AUD has a higher rank in this table, the cut off for converting same day will be 13:00. Conversions must therefore be created before the cut off time on the desired conversion date. If you miss the cut off, the conversion would settle next business day.

Our trading time begins on Sunday 17:02 ET and closes Friday 17:00 ET*. In addition, we have a 90 second daily downtime from 17:00 ET.

  • UK & Eastern Time – NYC

UK Time:

Rank Currency (ISO) Conversion cut off times
1 Chinese(CNY) 08:00
2 Thai Baht (THB) 08:00
3 Ugandan Shilling (UGX) 08:00
4 Australian Dollar (AUD) 13:00
5 Bahrain Dinar (BHD) 13:00
6 Hong Kong Dollar (HKD) 13:00
7 Israeli Shekel (ILS) 13:00
9 Japanese Yen (JPY) 13:00
10 Kenyan Shilling (KES) 13:00
11 Kuwait Dinar (KWD) 13:00
12 New Zealand Dollar (NZD) 13:00
13 Omani Rial (OMR) 13:00
14 Qatar Rial (QAR) 13:00
15 Saudi Riyal (SAR) 13:00
16 Singapore Dollar (SGD) 13:00
17 United Arab Emirates Dirham  (AED) 13:00
18 Croatian Kuna (HRK) 15:00
18 Bulgarian Lev (BGN) 15:30
19 Indian Rupee (INR)** 16:30
20 Indonesian Rupiah (IDR)** 16:30
21 Malaysian Ringgit (MYR)** 16:30
22 Philippine Peso (PHP)** 16:30
23 Czech Koruna (CZK) 08:00
24 Hungarian Forint (HUF) 08:00
25 Mexican Peso (MXN) 08:00
26 Romanian Leu (RON) 08:00
27 Russian Ruble(RUB)*** 08:00
28 Polish Zloty (PLN) 08:30
29 Turkish Lira (TRY) 08:30
30 Danish Krone (DKK) 09:30
31 Norwegian Krone (NOK) 09:30
32 South African Rand (ZAR) 09:30
33 Swedish Krona (SEK) 09:30
34 Swiss franc (CHF) 09:30
35 Canadian Dollar (CAD) 13:00
36 Euro (EUR) 13:50
37 UK Sterling (GBP) 14:20
38 US Dollar (USD) 15:50

Eastern Time – NYC:

Rank Currency (ISO) Conversion cut off times
1 Chinese(CNY) 03:00
2 Thai Baht (THB) 03:00
3 Ugandan Shilling (UGX) 03:00
4 Australian Dollar (AUD) 08:00
5 Bahrain Dinar (BHD) 08:00
6 Hong Kong Dollar (HKD) 08:00
7 Israeli Shekel (ILS) 08:00
9 Japanese Yen (JPY) 08:00
10 Kenyan Shilling (KES) 08:00
11 Kuwait Dinar (KWD) 08:00
12 New Zealand Dollar (NZD) 08:00
13 Omani Rial (OMR) 08:00
14 Qatar Rial (QAR) 08:00
15 Saudi Riyal (SAR) 08:00
16 Singapore Dollar (SGD) 08:00
17 United Arab Emirates Dirham  (AED) 08:00
18 Croatian Kuna (HRK) 10:00
18 Bulgarian Lev (BGN) 10:30
19 Indian Rupee (INR)** 11:30
20 Indonesian Rupiah (IDR)** 11:30
21 Malaysian Ringgit (MYR)** 11:30
22 Philippine Peso (PHP)** 11:30
23 Czech Koruna (CZK) 03:00
24 Hungarian Forint (HUF) 03:00
25 Mexican Peso (MXN) 03:00
26 Romanian Leu (RON) 03:00
27 Russian Ruble(RUB)*** 03:00
28 Polish Zloty (PLN) 03:30
29 Turkish Lira (TRY) 03:30
30 Danish Krone (DKK) 04:30
31 Norwegian Krone (NOK) 04:30
32 South African Rand (ZAR) 04:30
33 Swedish Krona (SEK) 04:30
34 Swiss franc (CHF) 04:30
35 Canadian Dollar (CAD) 08:00
36 Euro (EUR) 08:50
37 UK Sterling (GBP) 09:20
38 US Dollar (USD) 10:50

*Rates for restricted currencies (marked with **) are available on the weekend for Monday settlement.

** Indian Rupee (INR), Indonesian Rupiah, Malaysian Ringgit and Philippine Peso are restricted currencies.  We support INR, IDR, MYR and PHP as buy currencies only to make payments directly in country. You cannot fund these currencies directly. They can only be bought by converting another supported currency and sold back only in exceptional scenarios. Cut-off times vary by the Sell currency. Check each Payment Guide for details.

***We support RUB as a sell currency only. You can not convert any other currency into RUB for payments.

 

Conversion cut off times = These are the times conversions must be completed by in order for us to honor your instruction.

Guides = These are associated resources available on our website:

  • Currency pairs:  currencies available pairs i.e. GBP to USD
  • Payment guides: guidance on how to make a payment in the associated currency