Indian Rupee (INR)


Payment type Priority Regular
Cut off time (UK Time) n/a 4:30 pm
Delivery time frame n/a 0 days
Maximum payment size n/a INR 1,500,000 per beneficiary per day
Payment Scheme n/a IMPS (up to INR 200,000)
NEFT (over INR 200,000, and for banks not connected to IMPS)
Destination countries n/a India
Traces n/a No
Recalls n/a No
Ultimate payer displayed? n/a No

Required details:

Regular payment

Local INR is a restricted currency.

Field Individual Company Permitted Data Notes
Beneficiary Entity Type ‘individual’ or ‘company’ only
Beneficiary First Name 1-255 characters*
Beneficiary Last Name 1-255 characters*
Beneficiary Company Name 1-255 characters*
Beneficiary Address 1-255 characters*
Beneficiary City 1-255 characters*
Beneficiary Country 1-255 characters*
Account Number 10-20 digits (for payments up to 200,000 INR)
1-20 digits (for payments over 200,000 INR)
Please note that the account number length varies on the payment rail, which is defined by the payment amount.
For payments up to 200,000 INR, please ensure that the account number is between 10 and 20 digits long.
For payments over 200,000 INR, the account number can be between 1 and 20 digits long.
Bank Name 1-49 alphanumeric characters; spaces permitted
IFSC 4 letters followed by 7 alphanumeric characters IFSC stands for Indian Financial System Code. It is a 11-digit alpha-numeric code that uniquely identifies a bank branch (the equivalent of a UK Sort Code or US ABA number).
Payment Purpose Code
Payment Currency 3 letter ISO currency code
Payment Amount Numeric amount
Payment Reference 1-255 characters*
Payment Reason 1-255 characters*
Payer Entity Type ‘individual’ or ‘company’ only
Payer First Name 1-255 characters*
Payer Last Name 1-255 characters*
Payer Company Name 1-255 characters*
Payer Address 1-255 characters*
Payer City 1-255 characters*
Payer Country 2 letter ISO country code
Payer Date of Birth ISO 8601 format (YYYY-MM-DD).

* Please note that non ASCII characters will be transformed to ASCII equivalent or removed on a best endeavours basis in order to comply with the restrictions of the domestic payment scheme.